Q&A: Review Each Other's Credit Reports Before Marriage

Dear Liz: I'm 58 and got married for the first time almost two years ago. I discovered my wife has several incredibly large outstanding student loans, including a parent Plus loan for her son's education that she thought was in deferment and that has nearly doubled to well over $100,000. In addition, my wife has her own student loans, which total over $40,000 and have rates from 3% to nearly 7%. Needless to say, I was shocked and dismayed to discover this debt and wish she had shared it with me earlier.

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Q&A: Irrevocable Gift Trust

Dear Liz: My parents, ages 75 and 76, have established an irrevocable gift trust for my five siblings and me. Wonderful! With the single trust, they have maxed out their lifetime gifting exemption. What else can they do with their other investments to minimize the inevitable estate taxes that will come with their deaths? They have lived a frugal life of caution and reserve, but before their nest egg can be distributed to their heirs, the government will extract millions of dollars.

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Google's New Privacy Policy; You May Want To Become Invisible

With Google's new privacy policy in place (June 2016), the company will now combine their huge database of web browser data (your Google searches) with the personal information they collect from their services like Gmail.

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Another Yahoo! Data Breach. Over a Billion Users Affected.

Yahoo announced on December 14, 2016, that a major data breach occurred in 2013 which affected over 1 billion accounts. This breach is larger and is a different breach than the 2014 breach that Yahoo announced in September 2016.

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Is Paying Down Debt a 2017 Resolution? Tips for Success

Besides winter storms, January tends to bring post-holiday bills. For many people, that also brings New Year's resolutions to pay down the debt they have and do a better job of not getting into debt in the first place. Using the sound financial practices profiled in this report can help you succeed quickly.

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Take 5 Steps to Protect Your Privacy and Financial Information

Identity theft and fraud targeting your financial information and well-being continue to increase. In its latest figures, the Federal Trade Commission reported a 47% percent increases in identity theft complaints from 2014 to 2015. A Department of Justice Survey indicated that 17.6 million Americans experienced ID theft in 2014. Digital devices and online connectivity make life more efficient and convenient. But the advantages may also lead to increased risk of identity theft and financial fraud that target your money. Taking the following 5 steps can provide significant protection for yourself and your money.

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Millennials: All About (Your) Credit

I'm betting that you know what credit is: an arrangement for you to pay for something at a later date. "Okay, gimme the car today, and I'll pay you later."

You've also heard of credit scores, right? But do you know how important that credit score is to the rest of your life?

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Q&A: Don't Want Him to Think We're Gold Diggers

Dear Liz: Our mother recently died after a long illness. Our father is in his 70s and is getting a lot of attention from ladies at his church and the senior center.

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It's Holiday Time. Don't Let Your Guard Down

It's holiday time and for most people, their security and privacy are not foremost in their thoughts. Yet many hazards and threats are more prevalent during this season of the year. Shopping safely locally and online and safety around the home are important. Here are some tips and resources to help keep you and your family safe and your sensitive information secure.

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Q&A: Target Retirement 2030

Dear Liz: I have 100% of my 401(k) in a fund called "Target Retirement 2030." This fund is made of several other funds, so does that qualify as "diversified"?

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What You Should Know About the New Broadband Privacy Rules

The Federal Communications Commission (FCC) has adopted rules that require broadband Internet Service Providers (ISPs) to protect the privacy of their customers. The new rules will provide consumers with better control of how broadband ISPs use and share their data. The rules also require broadband ISPs to better protect personal information. The ISPs impacted include those providing fixed and mobile broadband to people's homes.

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With the Holiday Shopping Season Upon Us, Beware of Fake Apps

With more and more people using mobile devices for shopping, scammers have turned to apps to target consumers. Fake retail and product apps have been around for some time but are now becoming more widespread.

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Gotcha! Invisible Advertising Targets You (Some More)

Remember our video and articles about "Invisible" or Native Advertising a couple of months ago? You know, the move by advertisers to trick us into thinking one-sided advertising is actually balanced information? Or thinking that "sponsored" content, such as an "educational" article or entertaining video, is not advertising.

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What You Should Know About the Internet of Things & DDoS Attacks

On October 21st, many people had trouble accessing dozens of popular websites and services as a result of a distributed denial-of-service (DDoS) attack that targeted Dyn, a major Domain Name System (DNS) hosting service. In this news brief we'll address what DDoS attacks may mean to you and what you should do.

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Subcategories

  • Gen Y with Will
    Article Count:
    88
  • Drew's News
    Article Count:
    78
  • Remar's Report
    Article Count:
    118
    • Financial Well-being


      Want to improve your credit score? Want to cut your tax bills?  Like to tear up hundred dollar bills? (You're probably doing that). How about this:  want to wake up retired and without money?  Your Financial Well-being rules your life.  We put you in charge of the rules.

       

      Article Count:
      25
    • Privacy Rights

      Every worry about identity theft?  Worry about young people and the dangers of the web? Mind if I read your private emails?  Or browse through your medical records? This section takes you into the scary world of privacy, fraud and identity theft.  FoolProof gives you the information you need when it comes to identity theft and privacy issues.   

      Article Count:
      14
  • Financial
    jnf
    Article Count:
    1
  • Ask Liz Weston
    Article Count:
    58
  • Tonya's My Fab Finance
    Article Count:
    11

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